Vehicle Loans
Get StartedFinancial Freedom on and off the Road
Whether you’re shopping for a new or used vehicle to purchase or just looking to get pre-approved, we offer budget-friendly financing! Already have the vehicle you love but wish you had lower payments? No problem! Our fast, online refinancing can help you save. Find out how we help our members across the country with their vehicle lending needs!
Plus, you’ll enjoy a 0.25% rate discount1 on your vehicle loan if you have a Value or Premium Checking account with us!
Featured Rates
New Vehicle
Used Vehicle
Boat & RV
Powersport
Choose Your Own Adventure
Ready to Apply?
Why UWCU?
It’s Easy
Just mention you want your loan through UW Credit Union at most major dealerships or get preapproved before you shop.
It’s Fast
Get approved in minutes.
Get a Great Rate
Our competitive rates reward your strong payment history.
Refinance & Save
Members typically save an average of $3,057 over the lives of their loans when they refinance3.
Purchase or Refinance Made Easy
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1Apply Online & Get PreapprovedComplete the application online, at a branch or by calling 800.533.6773.
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2Research & NegotiateYou may already have your vehicle picked out, but if not, visit our Auto Research Center for car inventory, tips and vehicle valuation guides.
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3Finalize Your FinancingComplete your purchase at the dealership or if you’re refinancing your vehicle, we’ll finalize your loan online using DocuSign.
Shop With Confidence
Take Control with Preapproval
Get preapproved for your new or used auto loan before you go to the dealership and put more bargaining power in your hands.
Find your rate online and understand your budget without impacting your credit score.
Support Tailored to You
We can help you feel confident that you made the best decision for your budget.
Our local lending experts will discuss your unique needs, answer all your questions and go over your options in detail to help you find the right loan.
Vehicle Loan Resources
Credit Consultation
Schedule a free one-on-one appointment with a financial specialist, even if you aren't a member. Whether you're considering refinancing your current vehicle or purchasing a new one, our experts can help you understand the benefits and potential savings of each option. Let us help find the best solution for your financial needs.
Frequently Asked Questions4
Get in Touch
You need to feel confident that you picked the best option for your vehicle loan. Our local experts are here to answer your questions and get you on to your next adventure.
ITIN Lending - UWCU is proud to accept ITIN for vehicle loan applications.
Hear From Our Members
Testimonials
“We’d like to send a kudos call to appraise the excellent service we received on our car loan. As graduates from UW and loyal members of UWCU since our student days, we borrowed a car loan from UWCU last year. In our opinion, the associate who assisted us provided outstanding service from beginning to end. We just paid off the car loan last week, and they even helped us check the status online. We will continue to use other programs at UWCU and will definitely recommend your services to our friends and family members.”
- UWCU Members Nian S. and Bin Y.
“I’m a member of UWCU and yesterday an associate completed a car loan and refinanced an existing motorcycle loan for me. I would like to highlight that my experience was wonderful. The associate was outstanding! They led me through the process and answered all my questions. Their attention and responsiveness were greatly appreciated."
- UWCU Member Kevin B.
“I was extremely crunched with time to get funds put together for a vehicle purchase. The loan specialist I worked with listened to my situation and gave me their direct extension to ensure we could meet this quick turnaround. This type of service is sometimes very hard to find these days. Thanks again!”
– UWCU Member
“Everyone through the process of my loan was awesome and it went smoothly because of the UWCU staff. The financial specialist and assistant branch manager helped me out a ton and I was impressed with the work ethic at UWCU!”
– UWCU Member
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