Jumbo Mortgage Refinancing & Rates

Refinance a larger mortgage to save big.

A jumbo loan is your refinance option if your home loan exceeds $766,550, which is the limit set by the Federal Housing Finance Agency.
Loan amounts go up to $2,299,680.
All jumbo loans are adjustable-rate mortgages (ARMs), which feature a rate that may change semi-annually after a fixed term.
Choose a term of 15 or 30 years, with ARM options of 3 yr/6 mo, 5 yr/6 mo or 7 yr/6 mo.
Option to cash out your home equity.

Want to compare terms, rates and payments? Use our interactive, no-obligation rate quote tool to estimate your loan.

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Jumbo 7 yr/6 mo Adjustable-Rate Mortgage

Rates as Low as

7.125

Rate

5.850

APR*

What Do the Numbers Mean?

Adjustable-rate mortgages (ARMs) use figures such as 3 yr/6 mo.

First Number: the number of years the fixed-rate term lasts
Second Number: how often the rate may adjust after the initial fixed term

Example: a 5 yr./ 6 mo. ARM has a fixed rate for five years.

After five years, the rate may adjust every six months for the remainder of the loan.

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