FHA Loans
Get Preapproved
Get financing with a low down payment, even if you have less-than-perfect credit.
- As low as 3.5% down,* which is based on the sale price and may be used toward your down payment and closing costs.
- Choose a term of 15 or 30 years.*
- Fixed rate for steady monthly payments.
- No income limits to qualify.
- Available for those with lower credit scores.
Common reasons to choose an FHA loan include:
- You don't have enough saved for a large down payment.
- You have less-than-perfect credit.
- You are a first-time homebuyer.
15-Year Fixed Rate Purchase
Rates as Low as
6.500
%
Rate
6.579
%
APR*
30-Year Fixed Rate Purchase
Rates as Low as
7.000
%
Rate
7.050
%
APR*
Get Started Today
Complete your FREE preapproval in as little as 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference.
Explore other down payment assistance options
You may also be eligible for Down Payment Assistance in the form of low or no-interest loans, grants, tax credits, savings programs, and more.
Get in Touch
We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.
Phone Number
Already started an application? Pick up where you left off.
ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications.