Credit Cards Credit Cards

No, there are no limits or maximums! With our UW Credit Union Visa Signature and Visa Rewards Credit Cards, you earn points on almost every purchase, every time. Redeem your points for cash back or to erase a purchase whenever you want. There are no limits to how much you can earn, and your points never expire as long as your credit line remains open. Enjoy endless rewards and ultimate flexibility!

Certainly, you can withdraw cash from your UW Credit Union credit card through a cash advance. You can do this using our app, at a UWCU branch, or at any ATM or financial institution that accepts Visa Credit Cards. Please note, there is a $2 fee for each cash advance transaction completed at an ATM or other institution. For more details, refer to your credit card agreement or get in touch with a UW Credit Union member service representative.

A balance transfer involves moving your existing balance from one credit card to another. This can help you lower your interest rate, consolidate your debt into a single, manageable payment, and pay off your balances more quickly. By doing so, you could potentially save hundreds or even thousands of dollars in interest.

You can transfer balances from other credit cards to your UWCU credit card and enjoy a 0% APR for the first 6 months³. After this promotional period, the APR will revert to your standard variable APR (13.90% - 28.25%). You can make balance transfers at any time and as many times as you like. Please note that each balance transfer incurs a 3% fee.

• Mailed Cards: If you choose to have your card mailed, it will arrive within 7-10 business days.
• Instantly at a Branch: You can get a new card printed right away at any UWCU branch. Just visit a branch, and a staff member can print you a physical card the same day if you open a new account, if your card is lost, stolen, damaged, or if you need a name or design change.
• Digital Wallet: If your card is already activated, you can add it to your digital wallet⁴ instantly using our app. For new cards, you’ll need to wait until you receive and activate the card before adding it to your digital wallet. To add your card to your digital wallet, log in to Web Branch, visit the “Details” tab in your credit card account, and add your card directly to your mobile wallet from there. You can also view card details in the same section.

You can apply for a credit card, from the comfort of your home, online anytime by completing our secure application If you prefer a more personal touch, you can also visit any of our branches to apply in person. Our friendly financial specialists are ready to assist you with the application process, answer any questions you may have, and help you choose the best credit card for your needs.  To ensure you get the dedicated assistance you need, we recommend scheduling an appointment.

Apply today and take the first step towards enjoying the benefits of our credit cards!

Unlock bonus rewards¹ with our Visa® Rewards Credit Card and Signature Rewards Card! Spend $2,000 on purchases within the first 3 months (100 days) of opening your card, and you’ll receive 10,000 bonus Rewards Points.

Important Details:

• This offer is available to new cardholders only. If you’ve had any UW Credit Union credit card or received a new cardholder bonus in the last 24 months, you’re not eligible.
• To qualify, make sure your purchases total $2,000 or more within the first 100 days from account opening. Note: Balance transfers, cash advances, gambling /betting, and similar transactions don’t count towards this total.
• Bonus points will be awarded no sooner than 100 days after your card opening date, provided your account is open and in good standing.

Apply now and start enjoying your rewards! For full details, view our Application & Solicitation Disclosures.